Flood Claims Map

New York

Flood insurance claims in Cattaraugus County, New York

FEMA records 493 National Flood Insurance Program claims in Cattaraugus County, New York, since 1978, with $5.1 million paid in total. The year with the most claims was 1996, with 130. As of 3 August 2026, 1.0% of homes here had an NFIP policy.

NFIP claims on record493
Total paid$5.1 million
Claims with a payment373
Homes with NFIP policy1.0%
High-risk zone homes insuredn/a
Residential policies in force392

Claims by year of loss

1978: 719781979: 351980: 01981: 141982: 819821983: 11984: 51985: 51986: 1119861987: 11988: 01989: 231990: 019901991: 11992: 21993: 51994: 019941995: 01996: 1301997: 21998: 3719981999: 32000: 52001: 02002: 120022003: 252004: 12005: 12006: 120062007: 92008: 12009: 932010: 2820102011: 32012: 22013: 02014: 2220142015: 02016: 12017: 32018: 120182019: 12020: 02021: 12022: 220222023: 02024: 12025: 1130

NFIP claims by year of loss, Cattaraugus County, New York

1978: $1,88119781979: $79,4981980: $01981: $29,0281982: $7,91319821983: $01984: $21,1901985: $16,0921986: $40,53519861987: $3,7351988: $01989: $48,4501990: $019901991: $01992: $6,6271993: $23,7571994: $019941995: $01996: $1.2 million1997: $01998: $284,02519981999: $7,1502000: $70,6992001: $02002: $020022003: $99,4352004: $3,8352005: $25,3382006: $9,32220062007: $322,2482008: $02009: $2.2 million2010: $337,40920102011: $11,3192012: $14,0602013: $02014: $85,76920142015: $02016: $18,9602017: $14,1392018: $33,12820182019: $42,8942020: $02021: $02022: $19,57620222023: $02024: $02025: $4,933$2.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Cattaraugus County, New York

Named flood events with the most claims

Event (FEMA name)Claims
Flooding136
Late summer storms91
Hurricane Sandy2
The "Halloween" Storm1
Not a named storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
14070128
1477078
1476058
1470646
1473127
1472926
1478821
1474115
1471912
1417111

321 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.4 million, contents $642,412, increased cost of compliance $35,673.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0316n/a
All homes38,6343921.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.