Flood Claims Map

New York

Flood insurance claims in Columbia County, New York

FEMA records 245 National Flood Insurance Program claims in Columbia County, New York, since 1978, with $3.1 million paid in total. The year with the most claims was 2011, with 54. As of 3 August 2026, 0.6% of homes here had an NFIP policy.

NFIP claims on record245
Total paid$3.1 million
Claims with a payment195
Homes with NFIP policy0.6%
High-risk zone homes insuredn/a
Residential policies in force173

Claims by year of loss

1978: 419781979: 31980: 41981: 61982: 319821983: 51984: 121985: 01986: 319861987: 31988: 31989: 01990: 719901991: 11992: 01993: 31994: 119941995: 51996: 171997: 01998: 019981999: 62000: 172001: 22002: 020022003: 02004: 32005: 142006: 220062007: 122008: 82009: 222010: 020102011: 542012: 42013: 22014: 320142015: 02016: 12017: 12018: 020182019: 02020: 02021: 12022: 120222023: 22024: 12025: 02026: 9202654

NFIP claims by year of loss, Columbia County, New York

1978: $17,93019781979: $18,5801980: $15,1041981: $23,2321982: $8,27619821983: $34,5441984: $35,0031985: $01986: $42,95819861987: $46,5831988: $35,2431989: $01990: $148,31619901991: $7061992: $01993: $83,1691994: $019941995: $21,3471996: $291,0351997: $01998: $019981999: $39,6302000: $129,6162001: $6,8222002: $020022003: $02004: $40,4892005: $93,2272006: $53220062007: $132,3822008: $77,8072009: $456,0172010: $020102011: $838,5042012: $252,9352013: $02014: $96,33520142015: $02016: $3,2122017: $02018: $020182019: $02020: $02021: $18,3002022: $020222023: $02024: $6,5702025: $02026: $54,5742026$838,504

Paid on claims by year of loss (building, contents and increased cost of compliance), Columbia County, New York

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irene35
Flooding29
April 2007 Nor'easter11
Torrential rain9
Tropical Storm Lee7
Hurricane Sandy4
Late summer storms1
Hurricane Debby1

ZIP codes with the most claims

ZIP code (as reported)Claims
1219575
1253421
1251621
1217216
1218416
1217311
1252911
1212510
121068
120377

148 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.2 million, contents $890,034, increased cost of compliance $2,250.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone082n/a
All homes29,5451730.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.