Flood Claims Map

New York

Flood insurance claims in New York County, New York

FEMA records 1,498 National Flood Insurance Program claims in New York County, New York, since 1978, with $120.8 million paid in total. The year with the most claims was 2012, with 669. As of 3 August 2026, 1.5% of homes here had an NFIP policy.

NFIP claims on record1,498
Total paid$120.8 million
Claims with a payment919
Homes with NFIP policy1.5%
High-risk zone homes insuredn/a
Residential policies in force1,854

Claims by year of loss

1978: 6319781979: 651980: 611981: 161982: 2319821983: 281984: 361985: 271986: 619861987: 41988: 31989: 101990: 319901991: 281992: 441993: 111994: 219941995: 101996: 111997: 21998: 519981999: 62000: 02001: 02002: 020022003: 42004: 02005: 52006: 220062007: 622008: 12009: 32010: 920102011: 702012: 6692013: 92014: 820142015: 42016: 02017: 22018: 1620182019: 22020: 12021: 1102022: 420222023: 352024: 32025: 62026: 92026669

NFIP claims by year of loss, New York County, New York

1978: $395,41319781979: $586,8961980: $230,8151981: $81,6411982: $44,65019821983: $110,6001984: $149,5081985: $42,2621986: $32,61519861987: $38,4291988: $01989: $41,3001990: $15,79119901991: $190,1641992: $1.3 million1993: $64,0761994: $9,98819941995: $202,1631996: $164,4091997: $13,4091998: $28,02819981999: $40,1122000: $02001: $02002: $020022003: $76,8062004: $02005: $45,4572006: $1,93720062007: $425,9302008: $02009: $4,9282010: $19,09820102011: $964,2002012: $111.6 million2013: $28,0752014: $36,88320142015: $6,3052016: $02017: $17,1422018: $55,28920182019: $02020: $8,1812021: $2.0 million2022: $31,71820222023: $1.3 million2024: $02025: $190,6062026: $202,4152026$111.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), New York County, New York

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Sandy667
Hurricane Ida95
Flooding94
Hurricane Irene63
December Storm - Nor'easter43
Not a named storm33
The "Halloween" Storm25
Late-September New York Flooding25

ZIP codes with the most claims

ZIP code (as reported)Claims
10013137
10009135
10038118
10011111
1002999
1001483
1012860
1003752
1001051
1003549

934 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $113.5 million, contents $7.3 million, increased cost of compliance $15,660.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0765n/a
All homes126,5031,8541.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.