Flood insurance claims in Orleans County, New York

FEMA records 39 National Flood Insurance Program claims in Orleans County, New York, since 1979, with $139,411 paid in total. The year with the most claims was 2017, with 8. As of 3 August 2026, 0.3% of homes here had an NFIP policy.

NFIP claims on record39

Total paid$139,411

Claims with a payment22

Homes with NFIP policy0.3%

High-risk zone homes insuredn/a

Residential policies in force56

Claims by year of loss

NFIP claims by year of loss, Orleans County, New York

Paid on claims by year of loss (building, contents and increased cost of compliance), Orleans County, New York

Named flood events with the most claims

Event (FEMA name)	Claims
Blizzard of 1993	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
14477	12
14098	8
14411	5
14571	4
14476	3
14470	2
14837	2
14103	2

17 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $138,546, contents $865, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	0	34	n/a
All homes	16,313	56	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.