Flood Claims Map

New York

Flood insurance claims in Richmond County, New York

FEMA records 19,422 National Flood Insurance Program claims in Richmond County, New York, since 1978, with $282.2 million paid in total. The year with the most claims was 2012, with 4,136. As of 3 August 2026, 4.4% of homes here had an NFIP policy.

NFIP claims on record19,422
Total paid$282.2 million
Claims with a payment16,238
Homes with NFIP policy4.4%
High-risk zone homes insuredn/a
Residential policies in force5,301

Claims by year of loss

1978: 2,13219781979: 3,9851980: 3,3501981: 8401982: 64219821983: 8841984: 4441985: 541986: 1619861987: 131988: 1571989: 391990: 1219901991: 381992: 3281993: 401994: 5419941995: 91996: 1581997: 141998: 1519981999: 362000: 82001: 132002: 1420022003: 252004: 352005: 132006: 1520062007: 2042008: 122009: 122010: 17520102011: 9412012: 4,1362013: 112014: 4520142015: 272016: 62017: 282018: 2220182019: 72020: 32021: 3602022: 1420222023: 212024: 42025: 72026: 420264,136

NFIP claims by year of loss, Richmond County, New York

1978: $5.5 million19781979: $10.5 million1980: $6.0 million1981: $1.2 million1982: $530,95819821983: $906,1181984: $267,0311985: $39,4861986: $10,90919861987: $12,0821988: $292,6711989: $31,4361990: $8,80919901991: $115,7981992: $2.4 million1993: $92,0561994: $84,93719941995: $19,5371996: $680,4891997: $79,7411998: $42,31219981999: $83,5512000: $6,8332001: $23,0462002: $54,78320022003: $35,4732004: $101,5722005: $38,4312006: $107,92720062007: $1.0 million2008: $55,1502009: $15,4692010: $1.4 million20102011: $5.7 million2012: $237.7 million2013: $33,4522014: $136,93120142015: $54,0532016: $02017: $174,8612018: $90,52720182019: $68,0172020: $02021: $6.0 million2022: $88,29320222023: $116,6882024: $02025: $148,4932026: $4,4882026$237.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Richmond County, New York

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Sandy4,095
Not a named storm2,427
Flooding1,329
Hurricane Irene700
Hurricane Ida321
December Storm - Nor'easter315
Late summer storms210
April 2007 Nor'easter186

ZIP codes with the most claims

ZIP code (as reported)Claims
103066,439
103053,598
103142,757
103122,050
103081,375
10304654
10302594
10310482
10301436
10309390

5,678 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $244.9 million, contents $33.3 million, increased cost of compliance $4.0 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone03,602n/a
All homes119,9305,3014.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.