Flood Claims Map

New York

Flood insurance claims in Sullivan County, New York

FEMA records 945 National Flood Insurance Program claims in Sullivan County, New York, since 1978, with $16.2 million paid in total. The year with the most claims was 2006, with 237. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 13.5% of homes in the high-risk flood zone did.

NFIP claims on record945
Total paid$16.2 million
Claims with a payment794
Homes with NFIP policy0.7%
High-risk zone homes insured13.5%
Residential policies in force354

Claims by year of loss

1978: 819781979: 231980: 161981: 111982: 419821983: 131984: 221985: 31986: 119861987: 31988: 11989: 01990: 119901991: 01992: 01993: 11994: 119941995: 01996: 341997: 11998: 419981999: 12000: 372001: 32002: 120022003: 62004: 942005: 1332006: 23720062007: 62008: 102009: 502010: 1520102011: 932012: 392013: 52014: 2920142015: 02016: 02017: 132018: 520182019: 02020: 32021: 102022: 220222023: 02024: 02025: 02026: 62026237

NFIP claims by year of loss, Sullivan County, New York

1978: $3,77719781979: $50,1271980: $38,7151981: $15,5771982: $5,51819821983: $24,3601984: $52,7291985: $5,4251986: $019861987: $4,6441988: $01989: $01990: $019901991: $01992: $01993: $1,2091994: $2,36619941995: $01996: $300,0641997: $01998: $8,19619981999: $02000: $433,3552001: $4,2582002: $020022003: $10,0242004: $1.5 million2005: $1.8 million2006: $8.9 million20062007: $32,1322008: $53,0292009: $545,0932010: $99,38220102011: $1.2 million2012: $347,2132013: $02014: $405,44720142015: $02016: $02017: $173,0272018: $102,45020182019: $02020: $36,6662021: $63,1462022: $4,57920222023: $02024: $02025: $02026: $19,8412026$8.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Sullivan County, New York

Named flood events with the most claims

Event (FEMA name)Claims
Torrential rain125
Hurricane Irene72
Flooding51
Not a named storm17
Tropical Storm Lee13
Late summer storms5
Hurricane Ida4
April 2007 Nor'easter4

ZIP codes with the most claims

ZIP code (as reported)Claims
12758302
12776138
1274892
1276447
1270143
1279031
1279128
1272323
1271920
1278516

585 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $13.7 million, contents $2.4 million, increased cost of compliance $199,163.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,47919913.5%
All homes47,3983540.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.