Flood Claims Map

New York

Flood insurance claims in Warren County, New York

FEMA records 116 National Flood Insurance Program claims in Warren County, New York, since 1978, with $1.8 million paid in total. The year with the most claims was 2011, with 31. As of 3 August 2026, 0.4% of homes here had an NFIP policy.

NFIP claims on record116
Total paid$1.8 million
Claims with a payment80
Homes with NFIP policy0.4%
High-risk zone homes insuredn/a
Residential policies in force144

Claims by year of loss

1978: 319781979: 31980: 31981: 101982: 219821983: 11984: 11985: 01986: 119861987: 31988: 11989: 01990: 319901991: 01992: 01993: 11994: 219941995: 11996: 11997: 11998: 319981999: 12000: 12001: 42002: 120022003: 22004: 12005: 22006: 220062007: 02008: 02009: 32010: 320102011: 312012: 22013: 22014: 220142015: 12016: 12017: 12018: 020182019: 82020: 02021: 42022: 220222023: 231

NFIP claims by year of loss, Warren County, New York

1978: $15019781979: $4861980: $6031981: $92,8081982: $019821983: $1331984: $8,2681985: $01986: $2,75919861987: $01988: $9321989: $01990: $2,46919901991: $01992: $01993: $751994: $019941995: $01996: $2291997: $1,1921998: $1,97519981999: $2,1342000: $4,6002001: $33,9252002: $2,38520022003: $41,4602004: $02005: $46,4252006: $18,60520062007: $02008: $02009: $10,2632010: $9,47520102011: $981,6262012: $29,3462013: $02014: $49,95920142015: $4,7452016: $30,3982017: $4,4522018: $020182019: $209,8442020: $02021: $154,0952022: $92,18320222023: $0$981,626

Paid on claims by year of loss (building, contents and increased cost of compliance), Warren County, New York

Named flood events with the most claims

Event (FEMA name)Claims
Flooding11
Hurricane Irene3
Not a named storm2
March 2010 Nor'easter2
December Nor'easter1
Vermont/New York Flooding1
Tropical Storm Fred1
Tropical Storm Lee1

ZIP codes with the most claims

ZIP code (as reported)Claims
1284631
1284519
1280412
1288510
128607
128154
128784
128144
128864
128173

52 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.6 million, contents $191,792, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone072n/a
All homes32,7981440.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.