Flood Claims Map

New York

Flood insurance claims in Washington County, New York

FEMA records 136 National Flood Insurance Program claims in Washington County, New York, since 1978, with $1.4 million paid in total. The year with the most claims was 2011, with 35. As of 3 August 2026, 0.4% of homes here had an NFIP policy.

NFIP claims on record136
Total paid$1.4 million
Claims with a payment86
Homes with NFIP policy0.4%
High-risk zone homes insuredn/a
Residential policies in force110

Claims by year of loss

1978: 319781979: 71980: 11981: 61982: 119821983: 71984: 201985: 11986: 419861987: 01988: 01989: 11990: 219901991: 21992: 01993: 51994: 319941995: 01996: 81997: 01998: 519981999: 02000: 62001: 02002: 120022003: 12004: 02005: 62006: 220062007: 02008: 12009: 02010: 120102011: 352012: 02013: 22014: 120142015: 02016: 02017: 02018: 120182019: 12020: 02021: 02022: 020222023: 02024: 02025: 12026: 1202635

NFIP claims by year of loss, Washington County, New York

1978: $1,17419781979: $4,0601980: $01981: $11,1151982: $35719821983: $5781984: $303,6761985: $01986: $2,51819861987: $01988: $01989: $01990: $79419901991: $19,0161992: $01993: $4,9481994: $1,80819941995: $01996: $11,0331997: $01998: $14,00019981999: $02000: $12,4592001: $02002: $020022003: $02004: $02005: $143,4372006: $2,33920062007: $02008: $02009: $02010: $3,96920102011: $834,9752012: $02013: $8,0882014: $42920142015: $02016: $02017: $02018: $020182019: $7,3322020: $02021: $02022: $020222023: $02024: $02025: $28,9762026: $02026$834,975

Paid on claims by year of loss (building, contents and increased cost of compliance), Washington County, New York

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irene22
Flooding9
Tropical Storm Lee1
The "Halloween" Storm1
Blizzard of 19931
Hurricane Gloria1

ZIP codes with the most claims

ZIP code (as reported)Claims
1288751
1286517
1283211
128419
128169
128288
128095
128274
128344
128373

59 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.2 million, contents $178,159, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone069n/a
All homes26,0621100.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.