Flood Claims Map

Rhode Island

Flood insurance claims in Kent County, Rhode Island

FEMA records 1,300 National Flood Insurance Program claims in Kent County, Rhode Island, since 1978, with $21.5 million paid in total. The year with the most claims was 2010, with 491. As of 3 August 2026, 2.2% of homes here had an NFIP policy, and 48.3% of homes in the high-risk flood zone did.

NFIP claims on record1,300
Total paid$21.5 million
Claims with a payment896
Homes with NFIP policy2.2%
High-risk zone homes insured48.3%
Residential policies in force1,165

Claims by year of loss

1978: 8519781979: 541980: 121981: 11982: 4619821983: 571984: 131985: 171986: 219861987: 111988: 21989: 11990: 119901991: 791992: 111993: 151994: 619941995: 11996: 31997: 61998: 2119981999: 42000: 02001: 302002: 020022003: 22004: 62005: 882006: 920062007: 242008: 122009: 22010: 49120102011: 142012: 372013: 82014: 1420142015: 22016: 12017: 52018: 620182019: 42020: 32021: 22022: 620222023: 372024: 49491

NFIP claims by year of loss, Kent County, Rhode Island

1978: $66,74819781979: $102,3321980: $6,4511981: $6481982: $277,00019821983: $322,7971984: $30,6461985: $9671986: $019861987: $18,4931988: $01989: $01990: $019901991: $460,1691992: $5,5951993: $18,6561994: $1,00019941995: $01996: $7211997: $37,1111998: $48,60019981999: $21,2722000: $02001: $110,6722002: $020022003: $02004: $11,0732005: $726,9172006: $135,09820062007: $527,8382008: $149,8272009: $4,9902010: $14.7 million20102011: $99,2472012: $743,8202013: $26,7162014: $58,46620142015: $02016: $02017: $2,3582018: $1,07020182019: $1,3352020: $1,6502021: $1,6092022: $54,14420222023: $1.8 million2024: $926,144$14.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Kent County, Rhode Island

Named flood events with the most claims

Event (FEMA name)Claims
March 2010 Nor'easter476
Hurricane Bob74
Not a named storm61
Hurricane Sandy34
December Nor'easter28
Flooding17
Hurricane Irene10
Hurricane Ida1

ZIP codes with the most claims

ZIP code (as reported)Claims
02889535
02818206
02893193
02886132
02888128
0281684
028273
028872
028172

946 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $16.5 million, contents $5.0 million, increased cost of compliance $15,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,56575648.3%
All homes53,5091,1652.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.