Flood Claims Map

Rhode Island

Flood insurance claims in Newport County, Rhode Island

FEMA records 805 National Flood Insurance Program claims in Newport County, Rhode Island, since 1978, with $11.8 million paid in total. The year with the most claims was 1991, with 222. As of 3 August 2026, 4.9% of homes here had an NFIP policy, and 44.7% of homes in the high-risk flood zone did.

NFIP claims on record805
Total paid$11.8 million
Claims with a payment520
Homes with NFIP policy4.9%
High-risk zone homes insured44.7%
Residential policies in force1,549

Claims by year of loss

1978: 5719781979: 31980: 61981: 11982: 319821983: 31984: 51985: 371986: 019861987: 121988: 01989: 01990: 019901991: 2221992: 111993: 31994: 519941995: 11996: 41997: 111998: 419981999: 72000: 22001: 122002: 120022003: 42004: 02005: 92006: 220062007: 122008: 42009: 42010: 8520102011: 222012: 1382013: 52014: 620142015: 52016: 02017: 02018: 820182019: 12020: 82021: 292022: 1920222023: 162024: 132025: 42026: 12026222

NFIP claims by year of loss, Newport County, Rhode Island

1978: $51,85419781979: $01980: $1,2701981: $01982: $019821983: $4151984: $3,8601985: $21,8531986: $019861987: $4441988: $01989: $01990: $019901991: $2.3 million1992: $15,8001993: $7,0351994: $5,45619941995: $01996: $4,2031997: $21,2901998: $019981999: $5,6012000: $3,5402001: $64,3612002: $3,26120022003: $10,2952004: $02005: $74,3772006: $11,30720062007: $582,8242008: $24,4732009: $6,9842010: $499,52020102011: $750,2112012: $4.5 million2013: $16,8582014: $15,38420142015: $8,6722016: $02017: $02018: $49,46420182019: $02020: $65,5392021: $410,2092022: $809,98620222023: $1.3 million2024: $80,5742025: $16,3072026: $02026$4.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Newport County, Rhode Island

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Bob209
Hurricane Sandy130
March 2010 Nor'easter78
Hurricane Ida29
Hurricane Irene17
December Nor'easter12
Not a named storm3
Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
02840343
02871209
0287892
0283557
0284257
0283731
028724
028912
028011

601 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $10.8 million, contents $1.0 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,14495844.7%
All homes31,7621,5494.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.