Flood insurance claims in Butte County, South Dakota

FEMA records 13 National Flood Insurance Program claims in Butte County, South Dakota, since 1982, with $14,317 paid in total. The year with the most claims was 2008, with 6. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 12.1% of homes in the high-risk flood zone did.

NFIP claims on record13

Total paid$14,317

Claims with a payment8

Homes with NFIP policy0.7%

High-risk zone homes insured12.1%

Residential policies in force27

Claims by year of loss

NFIP claims by year of loss, Butte County, South Dakota

Paid on claims by year of loss (building, contents and increased cost of compliance), Butte County, South Dakota

ZIP codes with the most claims

ZIP code (as reported)	Claims
57717	13

9 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $13,692, contents $626, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	199	24	12.1%
All homes	4,095	27	0.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.