Flood Claims Map

South Dakota

Flood insurance claims in Clark County, South Dakota

FEMA records 15 National Flood Insurance Program claims in Clark County, South Dakota, since 1986, with $192,538 paid in total. The year with the most claims was 1999, with 4. As of 3 August 2026, 0.7% of homes here had an NFIP policy.

NFIP claims on record15
Total paid$192,538
Claims with a payment10
Homes with NFIP policy0.7%
High-risk zone homes insuredn/a
Residential policies in force10

Claims by year of loss

1986: 119861987: 01988: 01989: 019891990: 01991: 01992: 019921993: 11994: 01995: 019951996: 01997: 21998: 119981999: 42000: 02001: 220012002: 02003: 02004: 020042005: 02006: 02007: 020072008: 02009: 02010: 120102011: 22012: 02013: 020132014: 02015: 02016: 020162017: 02018: 02019: 120194

NFIP claims by year of loss, Clark County, South Dakota

1986: $019861987: $01988: $01989: $019891990: $01991: $01992: $019921993: $01994: $01995: $019951996: $01997: $29,1191998: $1,95519981999: $93,5002000: $02001: $40,89520012002: $02003: $02004: $020042005: $02006: $02007: $020072008: $02009: $02010: $020102011: $22,0002012: $02013: $020132014: $02015: $02016: $020162017: $02018: $02019: $5,0692019$93,500

Paid on claims by year of loss (building, contents and increased cost of compliance), Clark County, South Dakota

Named flood events with the most claims

Event (FEMA name)Claims
Flooding2
Severe flooding2
Late spring storms1
Midwest Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
572254
572174
572713
572783
572721

2 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $191,042, contents $1,496, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone02n/a
All homes1,531100.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.