Flood Claims Map

South Dakota

Flood insurance claims in Day County, South Dakota

FEMA records 257 National Flood Insurance Program claims in Day County, South Dakota, since 1994, with $4.2 million paid in total. The year with the most claims was 1999, with 82. As of 3 August 2026, 0.3% of homes here had an NFIP policy.

NFIP claims on record257
Total paid$4.2 million
Claims with a payment198
Homes with NFIP policy0.3%
High-risk zone homes insuredn/a
Residential policies in force12

Claims by year of loss

1994: 619941995: 21996: 21997: 919971998: 351999: 822000: 520002001: 112002: 42003: 920032004: 02005: 02006: 020062007: 02008: 02009: 020092010: 322011: 542012: 120122013: 02014: 02015: 020152016: 02017: 02018: 020182019: 02020: 42021: 020212022: 02023: 02024: 020242025: 02026: 182

NFIP claims by year of loss, Day County, South Dakota

1994: $83,90919941995: $1,4591996: $70,0001997: $53,53319971998: $306,0351999: $1.1 million2000: $50,00020002001: $182,4862002: $56,1652003: $6,54420032004: $02005: $02006: $020062007: $02008: $02009: $020092010: $458,9712011: $1.7 million2012: $020122013: $02014: $02015: $020152016: $02017: $02018: $020182019: $02020: $115,7812021: $020212022: $02023: $02024: $020242025: $02026: $28,169$1.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Day County, South Dakota

Named flood events with the most claims

Event (FEMA name)Claims
Severe flooding6
Flooding5
Late spring storms5

ZIP codes with the most claims

ZIP code (as reported)Claims
57273228
5727417
572397
572614
573741

87 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.0 million, contents $69,714, increased cost of compliance $119,022.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone010n/a
All homes4,240120.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.