Flood Claims Map

South Dakota

Flood insurance claims in Hamlin County, South Dakota

FEMA records 347 National Flood Insurance Program claims in Hamlin County, South Dakota, since 1978, with $4.5 million paid in total. The year with the most claims was 2011, with 107. As of 3 August 2026, 1.7% of homes here had an NFIP policy.

NFIP claims on record347
Total paid$4.5 million
Claims with a payment287
Homes with NFIP policy1.7%
High-risk zone homes insuredn/a
Residential policies in force61

Claims by year of loss

1978: 119781979: 01980: 01981: 01982: 019821983: 01984: 01985: 01986: 1619861987: 01988: 01989: 01990: 019901991: 01992: 11993: 21994: 319941995: 01996: 01997: 601998: 119981999: 02000: 02001: 112002: 020022003: 02004: 02005: 02006: 020062007: 02008: 02009: 12010: 7320102011: 1072012: 12013: 02014: 120142015: 02016: 02017: 02018: 020182019: 682020: 1107

NFIP claims by year of loss, Hamlin County, South Dakota

1978: $6,12619781979: $01980: $01981: $01982: $019821983: $01984: $01985: $01986: $80,68219861987: $01988: $01989: $01990: $019901991: $01992: $01993: $3,3551994: $55519941995: $01996: $01997: $568,5561998: $019981999: $02000: $02001: $77,9872002: $020022003: $02004: $02005: $02006: $020062007: $02008: $02009: $2,7452010: $971,31720102011: $1.8 million2012: $1,1392013: $02014: $020142015: $02016: $02017: $02018: $020182019: $910,6482020: $0$1.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Hamlin County, South Dakota

Named flood events with the most claims

Event (FEMA name)Claims
Flooding47
Severe flooding9
Late spring storms2
Midwest Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
57234112
5722385
5724883
5721247
572419
570686
571033
572041

39 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.1 million, contents $353,519, increased cost of compliance $13,490.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone046n/a
All homes3,646611.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.