Flood Claims Map

South Dakota

Flood insurance claims in Hutchinson County, South Dakota

FEMA records 14 National Flood Insurance Program claims in Hutchinson County, South Dakota, since 2001, with $308,702 paid in total. The year with the most claims was 2001, with 4. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 16.0% of homes in the high-risk flood zone did.

NFIP claims on record14
Total paid$308,702
Claims with a payment14
Homes with NFIP policy0.3%
High-risk zone homes insured16.0%
Residential policies in force15

Claims by year of loss

2001: 420012002: 02003: 020032004: 02005: 020052006: 02007: 020072008: 32009: 020092010: 22011: 020112012: 02013: 020132014: 02015: 020152016: 02017: 020172018: 02019: 320192020: 02021: 020212022: 02023: 020232024: 24

NFIP claims by year of loss, Hutchinson County, South Dakota

2001: $52,45320012002: $02003: $020032004: $02005: $020052006: $02007: $020072008: $24,2512009: $020092010: $18,4252011: $020112012: $02013: $020132014: $02015: $020152016: $02017: $020172018: $02019: $182,55220192020: $02021: $020212022: $02023: $020232024: $31,020$182,552

Paid on claims by year of loss (building, contents and increased cost of compliance), Hutchinson County, South Dakota

Named flood events with the most claims

Event (FEMA name)Claims
June Midwest Flooding2
Severe flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
573667
570453
573342
570292

6 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $205,912, contents $102,790, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone751216.0%
All homes5,255150.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.