Flood Claims Map

South Dakota

Flood insurance claims in Sanborn County, South Dakota

FEMA records 11 National Flood Insurance Program claims in Sanborn County, South Dakota, since 1995, with $43,055 paid in total. The year with the most claims was 1997, with 6. As of 3 August 2026, 0.0% of homes here had an NFIP policy, and 3.6% of homes in the high-risk flood zone did.

NFIP claims on record11
Total paid$43,055
Claims with a payment5
Homes with NFIP policy0.0%
High-risk zone homes insured3.6%
Residential policies in force1

Claims by year of loss

1995: 219951996: 019961997: 619971998: 019981999: 019992000: 020002001: 120012002: 020022003: 020032004: 020042005: 020052006: 020062007: 020072008: 020082009: 020092010: 220106

NFIP claims by year of loss, Sanborn County, South Dakota

1995: $3,51519951996: $019961997: $37,58419971998: $019981999: $019992000: $020002001: $020012002: $020022003: $020032004: $020042005: $020052006: $020062007: $020072008: $020082009: $020092010: $1,9562010$37,584

Paid on claims by year of loss (building, contents and increased cost of compliance), Sanborn County, South Dakota

Named flood events with the most claims

Event (FEMA name)Claims
Flooding5

ZIP codes with the most claims

ZIP code (as reported)Claims
573147
573854

10 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $43,055, contents $0, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2813.6%
All homes2,08010.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.