Flood Claims Map

Texas

Flood insurance claims in Aransas County, Texas

FEMA records 4,128 National Flood Insurance Program claims in Aransas County, Texas, since 1979, with $64.3 million paid in total. The year with the most claims was 2017, with 2,499. As of 3 August 2026, 25.5% of homes here had an NFIP policy, and 68.7% of homes in the high-risk flood zone did.

NFIP claims on record4,128
Total paid$64.3 million
Claims with a payment2,113
Homes with NFIP policy25.5%
High-risk zone homes insured68.7%
Residential policies in force3,808

Claims by year of loss

1979: 10519791980: 5741981: 101982: 51983: 1519831984: 21985: 21986: 11987: 219871988: 341989: 01990: 01991: 3119911992: 331993: 61994: 11995: 919951996: 71997: 231998: 741999: 2619992000: 112001: 62002: 302003: 1420032004: 502005: 62006: 462007: 1320072008: 582009: 362010: 332011: 420112012: 92013: 12014: 32015: 4820152016: 342017: 2,4992018: 372019: 220192020: 202021: 1522022: 12023: 320232024: 452025: 02026: 72,499

NFIP claims by year of loss, Aransas County, Texas

1979: $229,53019791980: $2.3 million1981: $8,9681982: $3,9061983: $25,67219831984: $01985: $20,5011986: $5111987: $1,75319871988: $56,7621989: $01990: $01991: $70,92319911992: $151,4911993: $3,1141994: $01995: $6,81219951996: $15,7671997: $58,4801998: $346,3641999: $50,88719992000: $55,5702001: $24,5822002: $137,4142003: $36,11920032004: $500,4672005: $5,3072006: $822,4382007: $17,29320072008: $455,3992009: $420,5102010: $186,6702011: $020112012: $83,1852013: $02014: $02015: $352,84720152016: $599,6462017: $50.2 million2018: $393,1172019: $36,55620192020: $101,2082021: $5.8 million2022: $3,2252023: $56,87420232024: $647,8902025: $02026: $77,433$50.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Aransas County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Harvey2,476
Hurricane Allen571
Flooding188
Hurricane Ike53
June TS Alberto44
Tropical Storm Bill27
Hurricane Hanna15
Hurricane Claudette12

ZIP codes with the most claims

ZIP code (as reported)Claims
783823,632
78336207
78358125
7838142
7839011
784114
783723
784182
775001
783401

2,129 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $50.5 million, contents $13.3 million, increased cost of compliance $526,363.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,6711,83568.7%
All homes14,9413,80825.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.