Flood insurance claims in Bosque County, Texas

FEMA records 43 National Flood Insurance Program claims in Bosque County, Texas, since 1979, with $1.5 million paid in total. The most claims in one year was 8, in 1991 and 1998. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 13.5% of homes in the high-risk flood zone did.

NFIP claims on record43

Total paid$1.5 million

Claims with a payment33

Homes with NFIP policy0.8%

High-risk zone homes insured13.5%

Residential policies in force60

Claims by year of loss

NFIP claims by year of loss, Bosque County, Texas

Paid on claims by year of loss (building, contents and increased cost of compliance), Bosque County, Texas

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	9
Texas Spring Flooding	7
Thunderstorms	3
Tropical Storm Allison	1
Fall 2018 Texas Flooding	1
Spring severe storms	1
Hurricane Alicia	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
76634	24
76689	10
76665	7
76671	1
78634	1

21 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.2 million, contents $333,648, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	304	41	13.5%
All homes	7,795	60	0.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.