Flood Claims Map

Texas

Flood insurance claims in Brazoria County, Texas

FEMA records 21,436 National Flood Insurance Program claims in Brazoria County, Texas, since 1978, with $631.8 million paid in total. The year with the most claims was 2017, with 5,120. As of 3 August 2026, 22.5% of homes here had an NFIP policy, and 42.8% of homes in the high-risk flood zone did.

NFIP claims on record21,436
Total paid$631.8 million
Claims with a payment17,383
Homes with NFIP policy22.5%
High-risk zone homes insured42.8%
Residential policies in force27,418

Claims by year of loss

1978: 619781979: 3,8491980: 1771981: 3481982: 24919821983: 8521984: 2411985: 881986: 2519861987: 141988: 291989: 8321990: 2319901991: 2801992: 1561993: 1171994: 66119941995: 1031996: 311997: 1011998: 1,09119981999: 62000: 182001: 1,2002002: 1,08920022003: 3392004: 572005: 902006: 35220062007: 682008: 1,8672009: 2582010: 7220102011: 42012: 442013: 172014: 2120142015: 1542016: 5842017: 5,1202018: 1720182019: 1282020: 1042021: 1662022: 1520222023: 92024: 3302025: 72026: 2720265,120

NFIP claims by year of loss, Brazoria County, Texas

1978: $7,15419781979: $37.7 million1980: $495,7701981: $1.3 million1982: $832,60919821983: $2.7 million1984: $885,0761985: $237,4091986: $28,83919861987: $17,8141988: $39,2931989: $9.0 million1990: $124,52219901991: $2.1 million1992: $1.4 million1993: $977,5801994: $15.8 million19941995: $816,1921996: $201,6491997: $619,8151998: $9.4 million19981999: $1,5712000: $52,2162001: $30.5 million2002: $15.7 million20022003: $2.9 million2004: $402,3302005: $904,7712006: $8.3 million20062007: $621,6402008: $28.4 million2009: $5.8 million2010: $877,10920102011: $02012: $366,8362013: $157,8172014: $194,57020142015: $2.7 million2016: $28.9 million2017: $406.6 million2018: $179,78920182019: $2.6 million2020: $2.0 million2021: $2.6 million2022: $139,04320222023: $02024: $5.8 million2025: $02026: $597,6812026$406.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Brazoria County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Harvey5,037
Flooding4,856
Tropical Storm Claudette2,491
Hurricane Ike1,840
Tropical Storm Allison1,114
Hurricane Alicia815
Hurricane Chantel732
Early summer severe storms499

ZIP codes with the most claims

ZIP code (as reported)Claims
775413,839
775113,475
775813,141
775152,475
775841,994
774221,430
775661,067
77531708
77578662
77583564

10,837 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $480.6 million, contents $147.1 million, increased cost of compliance $4.1 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone26,52811,34742.8%
All homes121,73727,41822.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.