Flood Claims Map

Texas

Flood insurance claims in Brown County, Texas

FEMA records 533 National Flood Insurance Program claims in Brown County, Texas, since 1978, with $9.6 million paid in total. The year with the most claims was 2002, with 117. As of 3 August 2026, 2.2% of homes here had an NFIP policy, and 16.6% of homes in the high-risk flood zone did.

NFIP claims on record533
Total paid$9.6 million
Claims with a payment436
Homes with NFIP policy2.2%
High-risk zone homes insured16.6%
Residential policies in force387

Claims by year of loss

1978: 119781979: 11980: 11981: 01982: 719821983: 71984: 01985: 21986: 319861987: 01988: 21989: 181990: 6019901991: 661992: 261993: 01994: 919941995: 01996: 01997: 141998: 119981999: 12000: 682001: 02002: 11720022003: 132004: 122005: 52006: 820062007: 382008: 22009: 12010: 020102011: 02012: 02013: 02014: 120142015: 212016: 232017: 02018: 120182019: 12020: 02021: 02022: 120222023: 02024: 2117

NFIP claims by year of loss, Brown County, Texas

1978: $37519781979: $01980: $6281981: $01982: $10,40319821983: $57,8251984: $01985: $6901986: $6,18119861987: $01988: $22,7381989: $386,3041990: $644,96119901991: $1.2 million1992: $120,1491993: $01994: $55,68319941995: $01996: $01997: $94,2341998: $81519981999: $3,2112000: $1.8 million2001: $02002: $3.0 million20022003: $152,2162004: $187,9552005: $61,6742006: $148,91120062007: $550,1502008: $2,5492009: $02010: $020102011: $02012: $02013: $02014: $88520142015: $488,6992016: $512,9612017: $02018: $66120182019: $02020: $02021: $02022: $4,12620222023: $02024: $97,227$3.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Brown County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding135
Torrential rain116
Early summer severe storms21
Thunderstorms21
Texas Spring Flooding2
Spring severe storms2
Hurricane Jerry1
Fall 2018 Texas Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
76801458
7680230
7682325
768576
768046
775653
796821
764711
768031

300 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.3 million, contents $2.2 million, increased cost of compliance $73,520.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,08634616.6%
All homes17,2573872.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.