Flood Claims Map

Texas

Flood insurance claims in Calhoun County, Texas

FEMA records 831 National Flood Insurance Program claims in Calhoun County, Texas, since 1979, with $8.0 million paid in total. The year with the most claims was 2017, with 270. As of 3 August 2026, 14.4% of homes here had an NFIP policy, and 39.9% of homes in the high-risk flood zone did.

NFIP claims on record831
Total paid$8.0 million
Claims with a payment439
Homes with NFIP policy14.4%
High-risk zone homes insured39.9%
Residential policies in force1,585

Claims by year of loss

1979: 1419791980: 291981: 381982: 21983: 319831984: 691985: 11986: 91987: 119871988: 11989: 41990: 31991: 1219911992: 91993: 71994: 21995: 619951996: 11997: 231998: 501999: 119992000: 02001: 212002: 112003: 10620032004: 92005: 22006: 52007: 1720072008: 122009: 02010: 22011: 120112012: 12013: 32014: 32015: 1720152016: 12017: 2702018: 32019: 320192020: 42021: 382022: 12023: 420232024: 52025: 7270

NFIP claims by year of loss, Calhoun County, Texas

1979: $12,67519791980: $108,2701981: $361,8511982: $3,6051983: $7,55319831984: $105,8461985: $01986: $12,8471987: $6,32819871988: $01989: $6091990: $4,9191991: $15,34719911992: $61,4371993: $10,4991994: $32,9081995: $7,27119951996: $591997: $132,7661998: $278,5171999: $4,94419992000: $02001: $130,8112002: $36,6642003: $654,04520032004: $100,9452005: $5,3852006: $39,8252007: $244,40220072008: $44,9292009: $02010: $02011: $020112012: $8442013: $02014: $1,3292015: $43,24820152016: $02017: $3.3 million2018: $5,7602019: $39,99720192020: $32,7732021: $1.7 million2022: $22,3792023: $020232024: $124,1992025: $339,324$3.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Calhoun County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Harvey268
Flooding147
Hurricane Claudette104
Hurricane Allen24
Thunderstorms14
Hurricane Ike12
Tropical Storm Bill9
Early summer storms7

ZIP codes with the most claims

ZIP code (as reported)Claims
77979465
77982190
77983108
7746521
7799016
770192
773272
779781
779011
792411

441 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $6.5 million, contents $1.5 million, increased cost of compliance $48,500.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,15485939.9%
All homes10,9701,58514.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.