Flood Claims Map

Texas

Flood insurance claims in Collin County, Texas

FEMA records 357 National Flood Insurance Program claims in Collin County, Texas, since 1978, with $5.3 million paid in total. The year with the most claims was 2015, with 48. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 33.7% of homes in the high-risk flood zone did.

NFIP claims on record357
Total paid$5.3 million
Claims with a payment251
Homes with NFIP policy0.5%
High-risk zone homes insured33.7%
Residential policies in force1,451

Claims by year of loss

1978: 119781979: 81980: 21981: 81982: 2519821983: 51984: 11985: 31986: 719861987: 31988: 01989: 171990: 2419901991: 201992: 31993: 41994: 819941995: 81996: 61997: 71998: 919981999: 02000: 22001: 82002: 520022003: 12004: 32005: 22006: 520062007: 42008: 112009: 42010: 520102011: 12012: 52013: 02014: 220142015: 482016: 122017: 42018: 1720182019: 82020: 122021: 112022: 420222023: 02024: 102025: 32026: 1202648

NFIP claims by year of loss, Collin County, Texas

1978: $019781979: $14,7191980: $16,7261981: $137,9201982: $199,14119821983: $13,9541984: $6561985: $7,7521986: $58,23019861987: $1,5301988: $01989: $65,6861990: $472,04419901991: $260,9191992: $3,0571993: $9201994: $21,88319941995: $2,1531996: $50,1291997: $9,6641998: $40,85919981999: $02000: $7,5362001: $14,8032002: $132,44120022003: $17,4492004: $8,0862005: $44,4762006: $69,60820062007: $4,5042008: $353,5092009: $66,2872010: $22,16620102011: $02012: $38,2222013: $02014: $020142015: $1.4 million2016: $86,7362017: $54,6452018: $346,30220182019: $94,8232020: $240,4732021: $87,4512022: $357,22420222023: $02024: $347,0312025: $155,5332026: $42,4422026$1.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Collin County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding40
Early summer storms27
Early summer severe storms7
March storm3
Texas Severe Winter Storms3
Torrential rain1
Late winter severe storms1
Hurricane Ike1

ZIP codes with the most claims

ZIP code (as reported)Claims
7507564
7500254
7525249
7506930
7507418
7502316
7509816
7507013
7544211
7509311

132 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.3 million, contents $898,190, increased cost of compliance $90,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone92731233.7%
All homes300,7121,4510.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.