Flood Claims Map

Texas

Flood insurance claims in Colorado County, Texas

FEMA records 83 National Flood Insurance Program claims in Colorado County, Texas, since 1981, with $4.4 million paid in total. The year with the most claims was 2017, with 31. As of 3 August 2026, 3.4% of homes here had an NFIP policy, and 21.1% of homes in the high-risk flood zone did.

NFIP claims on record83
Total paid$4.4 million
Claims with a payment62
Homes with NFIP policy3.4%
High-risk zone homes insured21.1%
Residential policies in force303

Claims by year of loss

1981: 119811982: 01983: 31984: 01985: 119851986: 01987: 01988: 01989: 019891990: 01991: 21992: 01993: 119931994: 21995: 01996: 01997: 119971998: 71999: 02000: 02001: 020012002: 12003: 02004: 32005: 020052006: 02007: 02008: 02009: 220092010: 12011: 02012: 22013: 020132014: 52015: 22016: 112017: 3120172018: 02019: 12020: 12021: 020212022: 32023: 12024: 131

NFIP claims by year of loss, Colorado County, Texas

1981: $7,31019811982: $01983: $32,4051984: $01985: $20,40519851986: $01987: $01988: $01989: $019891990: $01991: $19,7091992: $01993: $15,59819931994: $27,2431995: $01996: $01997: $019971998: $268,6191999: $02000: $02001: $020012002: $39,7252003: $02004: $6,9632005: $020052006: $02007: $02008: $02009: $21,33720092010: $02011: $02012: $1,7152013: $020132014: $24,6902015: $17,5312016: $748,6212017: $2.6 million20172018: $02019: $02020: $2,7522021: $020212022: $554,9452023: $15,3762024: $0$2.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Colorado County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Harvey30
Spring severe storms11
Flooding10
Hurricane Alicia3
Hurricane Beryl1
Early summer storms1
Tropical Storm Beta1

ZIP codes with the most claims

ZIP code (as reported)Claims
7893442
7743413
774427
789623
789353
789402
774862
789502
774601
774741

43 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.8 million, contents $628,840, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone67714321.1%
All homes8,9793033.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.