Flood Claims Map

Texas

Flood insurance claims in Dallas County, Texas

FEMA records 3,457 National Flood Insurance Program claims in Dallas County, Texas, since 1978, with $69.5 million paid in total. The year with the most claims was 1991, with 344. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 39.7% of homes in the high-risk flood zone did.

NFIP claims on record3,457
Total paid$69.5 million
Claims with a payment2,494
Homes with NFIP policy0.8%
High-risk zone homes insured39.7%
Residential policies in force4,809

Claims by year of loss

1978: 619781979: 1451980: 431981: 1461982: 6319821983: 261984: 221985: 571986: 3619861987: 151988: 361989: 2661990: 24419901991: 3441992: 271993: 221994: 8319941995: 2651996: 251997: 321998: 2619981999: 222000: 582001: 552002: 2920022003: 42004: 1662005: 72006: 13020062007: 442008: 482009: 742010: 2220102011: 202012: 202013: 102014: 820142015: 2572016: 392017: 342018: 10520182019: 612020: 192021: 752022: 12820222023: 142024: 272025: 212026: 312026344

NFIP claims by year of loss, Dallas County, Texas

1978: $4,20619781979: $770,2091980: $353,2571981: $518,1201982: $162,01519821983: $105,6201984: $21,4851985: $178,9401986: $82,13719861987: $26,7651988: $286,5041989: $4.0 million1990: $5.5 million19901991: $4.7 million1992: $135,0611993: $55,4031994: $698,86919941995: $3.5 million1996: $209,3741997: $315,9421998: $402,79519981999: $133,4622000: $383,3472001: $318,8662002: $104,78720022003: $87,1702004: $7.9 million2005: $31,6702006: $4.5 million20062007: $393,3962008: $733,9152009: $1.0 million2010: $153,21920102011: $237,4142012: $238,5052013: $151,7832014: $180,92920142015: $9.4 million2016: $967,6412017: $1.0 million2018: $4.5 million20182019: $1.8 million2020: $147,8702021: $2.9 million2022: $6.7 million20222023: $428,7822024: $396,0512025: $1.4 million2026: $1.2 million2026$9.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Dallas County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding542
Early summer storms212
Dallas Flash Floods88
March storm34
Hurricane Allen32
Tropical Storm Claudette20
2026-06-Arthur-TS12
Thunderstorms12

ZIP codes with the most claims

ZIP code (as reported)Claims
75041283
75050187
75146153
75115151
75234134
75180132
75218125
75215113
7515096
7506091

1,982 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $54.5 million, contents $14.7 million, increased cost of compliance $317,414.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone6,2572,48239.7%
All homes615,7514,8090.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.