Flood insurance claims in Eastland County, Texas

FEMA records 171 National Flood Insurance Program claims in Eastland County, Texas, since 1986, with $5.1 million paid in total. The year with the most claims was 2016, with 68. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 79.7% of homes in the high-risk flood zone did.

NFIP claims on record171

Total paid$5.1 million

Claims with a payment147

Homes with NFIP policy0.8%

High-risk zone homes insured79.7%

Residential policies in force71

Claims by year of loss

NFIP claims by year of loss, Eastland County, Texas

Paid on claims by year of loss (building, contents and increased cost of compliance), Eastland County, Texas

Named flood events with the most claims

Event (FEMA name)	Claims
Early summer severe storms	66
Thunderstorms	55
Early summer storms	12
Flooding	5
Spring severe storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
76448	153
76437	10
76471	4
76454	2
76470	1

105 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.1 million, contents $986,058, increased cost of compliance $45,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	69	55	79.7%
All homes	8,381	71	0.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.