Flood Claims Map

Texas

Flood insurance claims in El Paso County, Texas

FEMA records 780 National Flood Insurance Program claims in El Paso County, Texas, since 1978, with $6.3 million paid in total. The year with the most claims was 2006, with 256. As of 3 August 2026, 1.1% of homes here had an NFIP policy.

NFIP claims on record780
Total paid$6.3 million
Claims with a payment365
Homes with NFIP policy1.1%
High-risk zone homes insuredn/a
Residential policies in force2,695

Claims by year of loss

1978: 719781979: 31980: 41981: 31982: 319821983: 11984: 91985: 41986: 619861987: 71988: 61989: 31990: 1219901991: 61992: 41993: 41994: 519941995: 61996: 231997: 51998: 719981999: 42000: 82001: 112002: 1420022003: 02004: 152005: 92006: 25620062007: 212008: 472009: 82010: 1920102011: 112012: 42013: 362014: 7520142015: 102016: 92017: 72018: 720182019: 32020: 22021: 452022: 1120222023: 22024: 62025: 112026: 12026256

NFIP claims by year of loss, El Paso County, Texas

1978: $20,43919781979: $32,8001980: $01981: $9,2871982: $019821983: $01984: $5,9781985: $1,4031986: $019861987: $3,6001988: $13,0431989: $2801990: $76,44919901991: $4171992: $11,3011993: $12,8971994: $18,55519941995: $9,2441996: $62,8141997: $28,6791998: $18,51019981999: $8,5532000: $9502001: $6,2492002: $27,70120022003: $02004: $87,1642005: $30,7752006: $1.7 million20062007: $56,5162008: $120,6892009: $5,0152010: $92,06520102011: $69,2372012: $3,5002013: $85,6282014: $884,12320142015: $20,1812016: $29,9672017: $63,4592018: $22,62520182019: $02020: $02021: $2.3 million2022: $157,38720222023: $02024: $02025: $284,9512026: $20,4972026$2.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), El Paso County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding7
Torrential rain3
Tropical Storm Allison3
Thunderstorms2
Hurricane Allen2
2026-06-Arthur-TS1
Fall severe storms1
March storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
79924133
79932119
7991599
7991277
7992274
7990460
7990759
7990534
7993021
7993516

551 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.8 million, contents $517,596, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone02,090n/a
All homes244,6392,6951.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.