Flood Claims Map

Texas

Flood insurance claims in Fayette County, Texas

FEMA records 133 National Flood Insurance Program claims in Fayette County, Texas, since 1979, with $8.4 million paid in total. The year with the most claims was 2017, with 57. As of 3 August 2026, 1.4% of homes here had an NFIP policy, and 15.0% of homes in the high-risk flood zone did.

NFIP claims on record133
Total paid$8.4 million
Claims with a payment119
Homes with NFIP policy1.4%
High-risk zone homes insured15.0%
Residential policies in force171

Claims by year of loss

1979: 119791980: 01981: 81982: 01983: 119831984: 01985: 01986: 01987: 019871988: 01989: 01990: 11991: 819911992: 01993: 01994: 01995: 019951996: 01997: 11998: 141999: 019992000: 02001: 02002: 02003: 020032004: 42005: 02006: 02007: 120072008: 02009: 32010: 02011: 020112012: 22013: 02014: 02015: 620152016: 122017: 572018: 02019: 120192020: 02021: 122022: 02023: 020232024: 157

NFIP claims by year of loss, Fayette County, Texas

1979: $019791980: $01981: $142,8571982: $01983: $37719831984: $01985: $01986: $01987: $019871988: $01989: $01990: $6,7001991: $303,98819911992: $01993: $01994: $01995: $019951996: $01997: $01998: $680,7831999: $019992000: $02001: $02002: $02003: $020032004: $124,7462005: $02006: $02007: $3,26320072008: $02009: $51,7842010: $02011: $020112012: $18,2802013: $02014: $02015: $99,52920152016: $407,3362017: $6.0 million2018: $02019: $020192020: $02021: $536,7112022: $02023: $020232024: $0$6.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Fayette County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Harvey57
Flooding28
Spring severe storms8
Early summer severe storms4
Early summer storms3
Tropical Storm Bill2
Spring Storm1
Hurricane Alicia1

ZIP codes with the most claims

ZIP code (as reported)Claims
78945113
789406
789576
789562
789411
789381
789321

79 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.1 million, contents $1.3 million, increased cost of compliance $19,777.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4266415.0%
All homes12,5011711.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.