Flood Claims Map

Texas

Flood insurance claims in Freestone County, Texas

FEMA records 17 National Flood Insurance Program claims in Freestone County, Texas, since 1979, with $587,394 paid in total. The year with the most claims was 2019, with 4. As of 3 August 2026, 0.3% of homes here had an NFIP policy.

NFIP claims on record17
Total paid$587,394
Claims with a payment12
Homes with NFIP policy0.3%
High-risk zone homes insuredn/a
Residential policies in force28

Claims by year of loss

1979: 219791980: 01981: 01982: 01983: 119831984: 01985: 01986: 11987: 019871988: 01989: 01990: 01991: 019911992: 01993: 01994: 01995: 019951996: 01997: 01998: 01999: 019992000: 02001: 02002: 02003: 020032004: 12005: 02006: 02007: 120072008: 12009: 02010: 02011: 020112012: 02013: 32014: 02015: 120152016: 12017: 02018: 02019: 420192020: 02021: 14

NFIP claims by year of loss, Freestone County, Texas

1979: $13,01819791980: $01981: $01982: $01983: $26,96019831984: $01985: $01986: $4,5391987: $019871988: $01989: $01990: $01991: $019911992: $01993: $01994: $01995: $019951996: $01997: $01998: $01999: $019992000: $02001: $02002: $02003: $020032004: $2,8192005: $02006: $02007: $1,09120072008: $02009: $02010: $02011: $020112012: $02013: $237,2352014: $02015: $020152016: $141,3442017: $02018: $02019: $131,96020192020: $02021: $28,428$237,235

Paid on claims by year of loss (building, contents and increased cost of compliance), Freestone County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding3
Hurricane Ike1

ZIP codes with the most claims

ZIP code (as reported)Claims
758609
758406
758592

3 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $463,187, contents $124,207, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone010n/a
All homes8,012280.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.