Flood insurance claims in Gillespie County, Texas

FEMA records 19 National Flood Insurance Program claims in Gillespie County, Texas, since 1980, with $738,287 paid in total. The year with the most claims was 2026, with 6. As of 3 August 2026, 1.2% of homes here had an NFIP policy.

NFIP claims on record19

Total paid$738,287

Claims with a payment10

Homes with NFIP policy1.2%

High-risk zone homes insuredn/a

Residential policies in force153

Claims by year of loss

NFIP claims by year of loss, Gillespie County, Texas

Paid on claims by year of loss (building, contents and increased cost of compliance), Gillespie County, Texas

Named flood events with the most claims

Event (FEMA name)	Claims
2026-07-Texas-Flooding	6
Torrential rain	3
Early summer severe storms	1
Tropical Storm Erin	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
78624	17
78024	1
78675	1

8 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $642,801, contents $95,486, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	0	61	n/a
All homes	12,539	153	1.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.