Flood insurance claims in Goliad County, Texas

FEMA records 16 National Flood Insurance Program claims in Goliad County, Texas, since 1980, with $423,704 paid in total. The most claims in one year was 5, in 1998 and 2002. As of 3 August 2026, 1.5% of homes here had an NFIP policy, and 12.8% of homes in the high-risk flood zone did.

NFIP claims on record16

Total paid$423,704

Claims with a payment16

Homes with NFIP policy1.5%

High-risk zone homes insured12.8%

Residential policies in force43

Claims by year of loss

NFIP claims by year of loss, Goliad County, Texas

Paid on claims by year of loss (building, contents and increased cost of compliance), Goliad County, Texas

Named flood events with the most claims

Event (FEMA name)	Claims
Torrential rain	5
Flooding	5
Hurricane Allen	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
77963	16

6 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $351,683, contents $72,021, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	149	19	12.8%
All homes	2,905	43	1.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.