Flood Claims Map

Texas

Flood insurance claims in Gregg County, Texas

FEMA records 239 National Flood Insurance Program claims in Gregg County, Texas, since 1979, with $4.0 million paid in total. The year with the most claims was 1991, with 38. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 23.4% of homes in the high-risk flood zone did.

NFIP claims on record239
Total paid$4.0 million
Claims with a payment181
Homes with NFIP policy0.6%
High-risk zone homes insured23.4%
Residential policies in force258

Claims by year of loss

1979: 319791980: 61981: 11982: 21983: 119831984: 01985: 11986: 11987: 519871988: 01989: 301990: 101991: 3819911992: 41993: 21994: 71995: 019951996: 01997: 11998: 31999: 519992000: 12001: 62002: 12003: 320032004: 32005: 02006: 02007: 720072008: 122009: 12010: 12011: 220112012: 12013: 32014: 72015: 1120152016: 362017: 62018: 02019: 120192020: 22021: 12022: 12023: 820232024: 22025: 338

NFIP claims by year of loss, Gregg County, Texas

1979: $1,22719791980: $14,0821981: $01982: $9,0451983: $3,83919831984: $01985: $01986: $54,4601987: $3,25619871988: $01989: $112,0071990: $24,3501991: $284,86919911992: $1391993: $24,0051994: $54,6931995: $019951996: $01997: $1,2441998: $4,2041999: $33,30519992000: $8152001: $42,8892002: $02003: $2,48320032004: $11,0652005: $02006: $02007: $69,41820072008: $84,4192009: $1,8442010: $52,8362011: $57,58520112012: $02013: $23,9812014: $210,6562015: $224,28520152016: $2.0 million2017: $144,4822018: $02019: $62,21720192020: $02021: $02022: $02023: $181,61720232024: $02025: $197,587$2.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Gregg County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Late winter severe storms30
Flooding17
Dallas Flash Floods1
Fall severe storms1
Early summer storms1
Hurricane Alicia1
Early summer severe storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
7566254
7560552
7560138
7560432
7560232
7560311
756937
756476
775754
756061

111 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.4 million, contents $578,914, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone78218323.4%
All homes42,0102580.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.