Flood Claims Map

Texas

Flood insurance claims in Harrison County, Texas

FEMA records 260 National Flood Insurance Program claims in Harrison County, Texas, since 1979, with $5.7 million paid in total. The year with the most claims was 2016, with 92. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 9.4% of homes in the high-risk flood zone did.

NFIP claims on record260
Total paid$5.7 million
Claims with a payment218
Homes with NFIP policy0.5%
High-risk zone homes insured9.4%
Residential policies in force169

Claims by year of loss

1979: 119791980: 11981: 11982: 01983: 219831984: 01985: 01986: 01987: 419871988: 01989: 131990: 11991: 2719911992: 01993: 31994: 11995: 019951996: 01997: 101998: 01999: 019992000: 02001: 252002: 22003: 120032004: 02005: 02006: 12007: 320072008: 22009: 302010: 12011: 020112012: 02013: 12014: 02015: 1420152016: 922017: 02018: 02019: 1620192020: 02021: 22022: 02023: 020232024: 32025: 02026: 392

NFIP claims by year of loss, Harrison County, Texas

1979: $4,85719791980: $1,7001981: $3,0081982: $01983: $3,76619831984: $01985: $01986: $01987: $48,32319871988: $01989: $152,8731990: $01991: $229,45819911992: $01993: $52,4471994: $01995: $019951996: $01997: $198,3661998: $01999: $019992000: $02001: $201,0852002: $28,2732003: $38,07720032004: $02005: $02006: $02007: $51,96820072008: $1,4912009: $714,3392010: $02011: $020112012: $02013: $30,9192014: $02015: $352,49020152016: $3.0 million2017: $02018: $02019: $416,68920192020: $02021: $15,6932022: $02023: $020232024: $29,1822025: $02026: $117,563$3.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Harrison County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Late winter severe storms68
Flooding6
Hurricane Alicia2
Tropical Storm Allison2
2026-06-Arthur-TS2
Spring severe storms1
Early summer storms1
Hurricane Allen1

ZIP codes with the most claims

ZIP code (as reported)Claims
75661177
7567028
7567219
7560216
756925
756714
756622
757102
756881
756051

166 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.7 million, contents $863,522, increased cost of compliance $120,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,2391169.4%
All homes32,2961690.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.