Flood Claims Map

Texas

Flood insurance claims in Hopkins County, Texas

FEMA records 36 National Flood Insurance Program claims in Hopkins County, Texas, since 1980, with $304,193 paid in total. The year with the most claims was 2000, with 11. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 25.0% of homes in the high-risk flood zone did.

NFIP claims on record36
Total paid$304,193
Claims with a payment31
Homes with NFIP policy0.4%
High-risk zone homes insured25.0%
Residential policies in force55

Claims by year of loss

1980: 119801981: 11982: 01983: 01984: 019841985: 01986: 11987: 01988: 019881989: 21990: 01991: 01992: 219921993: 01994: 11995: 01996: 019961997: 01998: 01999: 62000: 1120002001: 02002: 02003: 02004: 020042005: 02006: 02007: 02008: 020082009: 12010: 12011: 02012: 020122013: 02014: 12015: 32016: 020162017: 32018: 02019: 12020: 020202021: 02022: 02023: 02024: 020242025: 111

NFIP claims by year of loss, Hopkins County, Texas

1980: $019801981: $14,0001982: $01983: $01984: $019841985: $01986: $10,0761987: $01988: $019881989: $3,5091990: $01991: $01992: $13,37019921993: $01994: $12,2641995: $01996: $019961997: $01998: $01999: $70,4492000: $81,07720002001: $02002: $02003: $02004: $020042005: $02006: $02007: $02008: $020082009: $3,9562010: $14,7352011: $02012: $020122013: $02014: $1,2362015: $2,3302016: $020162017: $55,2682018: $02019: $21,9202020: $020202021: $02022: $02023: $02024: $020242025: $0$81,077

Paid on claims by year of loss (building, contents and increased cost of compliance), Hopkins County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Early summer storms1
Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
7548234
754712

18 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $258,153, contents $46,039, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1443625.0%
All homes13,103550.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.