Flood Claims Map

Texas

Flood insurance claims in Houston County, Texas

FEMA records 28 National Flood Insurance Program claims in Houston County, Texas, since 1979, with $382,770 paid in total. The year with the most claims was 1993, with 6. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 6.4% of homes in the high-risk flood zone did.

NFIP claims on record28
Total paid$382,770
Claims with a payment21
Homes with NFIP policy0.8%
High-risk zone homes insured6.4%
Residential policies in force65

Claims by year of loss

1979: 219791980: 11981: 01982: 01983: 019831984: 01985: 01986: 01987: 019871988: 01989: 01990: 01991: 319911992: 01993: 61994: 01995: 019951996: 01997: 01998: 01999: 119992000: 02001: 12002: 02003: 020032004: 02005: 12006: 02007: 020072008: 02009: 02010: 02011: 020112012: 12013: 02014: 02015: 520152016: 12017: 02018: 22019: 020192020: 02021: 12022: 02023: 220232024: 02025: 16

NFIP claims by year of loss, Houston County, Texas

1979: $4,10119791980: $01981: $01982: $01983: $019831984: $01985: $01986: $01987: $019871988: $01989: $01990: $01991: $95219911992: $01993: $10,0911994: $01995: $019951996: $01997: $01998: $01999: $019992000: $02001: $13,8862002: $02003: $020032004: $02005: $02006: $02007: $020072008: $02009: $02010: $02011: $020112012: $2,7962013: $02014: $02015: $58,58120152016: $3,5902017: $02018: $4,1412019: $020192020: $02021: $118,0152022: $02023: $151,46220232024: $02025: $15,155$151,462

Paid on claims by year of loss (building, contents and increased cost of compliance), Houston County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Early summer storms2
Fall 2018 Texas Flooding1
Hurricane Allen1
Flooding1
Tropical Storm Allison1
Early summer severe storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
7583523
758513
758491
758441

3 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $314,378, contents $68,392, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone235156.4%
All homes8,197650.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.