Flood insurance claims in Hunt County, Texas

FEMA records 63 National Flood Insurance Program claims in Hunt County, Texas, since 1979, with $1.6 million paid in total. The most claims in one year was 7, in 2015 and 2017. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 16.3% of homes in the high-risk flood zone did.

NFIP claims on record63

Total paid$1.6 million

Claims with a payment47

Homes with NFIP policy0.4%

High-risk zone homes insured16.3%

Residential policies in force159

Claims by year of loss

NFIP claims by year of loss, Hunt County, Texas

Paid on claims by year of loss (building, contents and increased cost of compliance), Hunt County, Texas

Named flood events with the most claims

Event (FEMA name)	Claims
Early summer severe storms	2
Spring severe storms	1
Texas Severe Winter Storms	1
Thunderstorms	1
Heavy rains	1
March storm	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
75401	16
75189	16
75402	16
75428	6
75453	3
75496	2
75474	2
75169	1
75135	1

25 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.3 million, contents $291,911, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	644	105	16.3%
All homes	38,905	159	0.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.