Flood Claims Map

Texas

Flood insurance claims in Jackson County, Texas

FEMA records 232 National Flood Insurance Program claims in Jackson County, Texas, since 1978, with $3.4 million paid in total. The year with the most claims was 1994, with 66. As of 3 August 2026, 6.5% of homes here had an NFIP policy, and 18.0% of homes in the high-risk flood zone did.

NFIP claims on record232
Total paid$3.4 million
Claims with a payment189
Homes with NFIP policy6.5%
High-risk zone homes insured18.0%
Residential policies in force470

Claims by year of loss

1978: 119781979: 01980: 01981: 51982: 219821983: 01984: 01985: 71986: 019861987: 01988: 11989: 01990: 019901991: 161992: 01993: 21994: 6619941995: 21996: 01997: 21998: 1219981999: 02000: 02001: 32002: 120022003: 42004: 172005: 02006: 220062007: 12008: 22009: 12010: 020102011: 02012: 12013: 12014: 220142015: 162016: 02017: 302018: 020182019: 12020: 82021: 142022: 020222023: 42024: 12025: 766

NFIP claims by year of loss, Jackson County, Texas

1978: $2,68219781979: $01980: $01981: $9,5321982: $4,82019821983: $01984: $01985: $19,6181986: $019861987: $01988: $12,2001989: $01990: $019901991: $137,1881992: $01993: $1,5771994: $1.2 million19941995: $1,5421996: $01997: $43,2521998: $153,58219981999: $02000: $02001: $17,7942002: $020022003: $26,8162004: $230,0962005: $02006: $3,60020062007: $19,2232008: $02009: $8,0922010: $020102011: $02012: $02013: $2,9762014: $32,01820142015: $241,2422016: $02017: $306,8332018: $020182019: $46,7982020: $107,5992021: $256,8232022: $020222023: $247,3702024: $02025: $224,409$1.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Jackson County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding83
Hurricane Harvey30
Tropical Storm Bill14
Hurricane Claudette4
Tropical Storm Beta2
Hurricane Ike2
Tropical Storm Paul1

ZIP codes with the most claims

ZIP code (as reported)Claims
77957166
7746524
7796222
779699
779794
779713
774551
779701
779911

155 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.9 million, contents $506,771, increased cost of compliance $15,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,60228918.0%
All homes7,2224706.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.