Flood Claims Map

Texas

Flood insurance claims in Jefferson County, Texas

FEMA records 22,715 National Flood Insurance Program claims in Jefferson County, Texas, since 1978, with $1.19 billion paid in total. The year with the most claims was 2017, with 7,338. As of 3 August 2026, 22.0% of homes here had an NFIP policy.

NFIP claims on record22,715
Total paid$1.19 billion
Claims with a payment17,871
Homes with NFIP policy22.0%
High-risk zone homes insuredn/a
Residential policies in force18,645

Claims by year of loss

1978: 519781979: 9251980: 1,4881981: 251982: 15919821983: 5941984: 291985: 391986: 4819861987: 2841988: 61989: 6861990: 2619901991: 791992: 141993: 531994: 46619941995: 1191996: 1801997: 141998: 9219981999: 82000: 1522001: 7182002: 65320022003: 1362004: 542005: 2,6342006: 18620062007: 1172008: 1,6042009: 612010: 920102011: 132012: 292013: 352014: 15920142015: 922016: 462017: 7,3382018: 14820182019: 2,7712020: 1102021: 1312022: 3920222023: 82024: 462025: 92026: 7820267,338

NFIP claims by year of loss, Jefferson County, Texas

1978: $22519781979: $5.1 million1980: $5.9 million1981: $38,9041982: $348,44419821983: $1.4 million1984: $65,7261985: $38,2711986: $93,52119861987: $2.1 million1988: $42,4771989: $5.0 million1990: $187,59819901991: $257,3891992: $72,6561993: $286,3051994: $11.0 million19941995: $779,3651996: $1.7 million1997: $34,1411998: $580,08519981999: $24,5622000: $1.6 million2001: $13.6 million2002: $10.9 million20022003: $2.1 million2004: $480,1152005: $38.8 million2006: $3.0 million20062007: $533,3342008: $65.3 million2009: $419,5822010: $2,86620102011: $147,3592012: $67,3062013: $335,7652014: $2.5 million20142015: $1.3 million2016: $569,8902017: $774.0 million2018: $2.0 million20182019: $229.2 million2020: $957,2612021: $2.9 million2022: $529,46120222023: $383,9442024: $657,4512025: $205,7482026: $3.0 million2026$774.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Jefferson County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Harvey7,254
Tropical Storm Imelda2,701
Hurricane Rita2,493
Flooding1,641
Hurricane Ike1,578
Tropical Storm Allison1,215
Hurricane Danielle1,093
Tropical Storm Claudette528

ZIP codes with the most claims

ZIP code (as reported)Claims
776424,366
777053,193
776402,489
776272,067
777061,941
776191,720
777071,489
777131,381
77701862
77651772

5,223 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $879.8 million, contents $308.5 million, increased cost of compliance $2.3 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone02,814n/a
All homes84,84118,64522.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.