Flood insurance claims in Jim Wells County, Texas

FEMA records 187 National Flood Insurance Program claims in Jim Wells County, Texas, since 1980, with $1.6 million paid in total. The year with the most claims was 2015, with 37. As of 3 August 2026, 2.9% of homes here had an NFIP policy, and 19.9% of homes in the high-risk flood zone did.

NFIP claims on record187

Total paid$1.6 million

Claims with a payment124

Homes with NFIP policy2.9%

High-risk zone homes insured19.9%

Residential policies in force377

Claims by year of loss

NFIP claims by year of loss, Jim Wells County, Texas

Paid on claims by year of loss (building, contents and increased cost of compliance), Jim Wells County, Texas

Named flood events with the most claims

Event (FEMA name)	Claims
Tropical Storm Bill	26
Flooding	19
Hurricane Allen	11
Torrential rain	7
Early summer storms	5
Thunderstorms	4
Hurricane Harvey	2
Hurricane Claudette	2

ZIP codes with the most claims

ZIP code (as reported)	Claims
78332	148
78375	15
78372	14
78383	5
78333	3
78384	2

81 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.4 million, contents $217,344, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	1,259	250	19.9%
All homes	12,804	377	2.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.