Flood Claims Map

Texas

Flood insurance claims in Jones County, Texas

FEMA records 119 National Flood Insurance Program claims in Jones County, Texas, since 1980, with $4.0 million paid in total. The year with the most claims was 2007, with 30. As of 3 August 2026, 1.2% of homes here had an NFIP policy, and 23.7% of homes in the high-risk flood zone did.

NFIP claims on record119
Total paid$4.0 million
Claims with a payment99
Homes with NFIP policy1.2%
High-risk zone homes insured23.7%
Residential policies in force71

Claims by year of loss

1980: 2219801981: 01982: 121983: 01984: 019841985: 11986: 01987: 11988: 019881989: 01990: 21991: 21992: 1119921993: 01994: 11995: 01996: 019961997: 11998: 01999: 12000: 020002001: 02002: 02003: 02004: 020042005: 62006: 12007: 302008: 020082009: 02010: 02011: 02012: 020122013: 02014: 02015: 02016: 820162017: 02018: 02019: 12020: 120202021: 162022: 02023: 12024: 1202430

NFIP claims by year of loss, Jones County, Texas

1980: $114,03619801981: $01982: $13,1761983: $01984: $019841985: $1,3511986: $01987: $1,8911988: $019881989: $01990: $23,3671991: $34,1151992: $69,43119921993: $01994: $4,4141995: $01996: $019961997: $01998: $01999: $14,9562000: $020002001: $02002: $02003: $02004: $020042005: $298,9222006: $30,0002007: $1.9 million2008: $020082009: $02010: $02011: $02012: $020122013: $02014: $02015: $02016: $108,57920162017: $02018: $02019: $25,6362020: $020202021: $1.2 million2022: $02023: $71,3862024: $02024$1.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Jones County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Erin29
Flooding4
Early summer severe storms2
Spring severe storms1
Thunderstorms1

ZIP codes with the most claims

ZIP code (as reported)Claims
7952048
7960125
7955315
795446
795015
795212
795511
793731
796051
795481

64 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.1 million, contents $821,274, increased cost of compliance $15,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2626223.7%
All homes6,052711.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.