Flood insurance claims in Kleberg County, Texas

FEMA records 279 National Flood Insurance Program claims in Kleberg County, Texas, since 1980, with $2.2 million paid in total. The year with the most claims was 1980, with 103. As of 3 August 2026, 4.6% of homes here had an NFIP policy, and 18.1% of homes in the high-risk flood zone did.

NFIP claims on record279

Total paid$2.2 million

Claims with a payment229

Homes with NFIP policy4.6%

High-risk zone homes insured18.1%

Residential policies in force450

Claims by year of loss

NFIP claims by year of loss, Kleberg County, Texas

Paid on claims by year of loss (building, contents and increased cost of compliance), Kleberg County, Texas

Named flood events with the most claims

Event (FEMA name)	Claims
Hurricane Allen	101
Early summer severe storms	21
Flooding	19
Fall 2018 Texas Flooding	1
Thunderstorms	1
Hurricane Beryl	1
Hurricane Hanna	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
78363	258
78379	15
78364	4

24 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.7 million, contents $432,345, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	802	145	18.1%
All homes	9,818	450	4.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.