Flood Claims Map

Texas

Flood insurance claims in Live Oak County, Texas

FEMA records 56 National Flood Insurance Program claims in Live Oak County, Texas, since 1980, with $928,041 paid in total. The year with the most claims was 2002, with 42. As of 3 August 2026, 2.0% of homes here had an NFIP policy.

NFIP claims on record56
Total paid$928,041
Claims with a payment45
Homes with NFIP policy2.0%
High-risk zone homes insuredn/a
Residential policies in force95

Claims by year of loss

1980: 319801981: 11982: 01983: 019831984: 01985: 01986: 019861987: 01988: 01989: 019891990: 01991: 01992: 019921993: 11994: 01995: 019951996: 01997: 01998: 019981999: 02000: 02001: 120012002: 422003: 02004: 120042005: 02006: 02007: 520072008: 02009: 02010: 020102011: 02012: 02013: 020132014: 02015: 12016: 020162017: 02018: 142

NFIP claims by year of loss, Live Oak County, Texas

1980: $4,32619801981: $1,0001982: $01983: $019831984: $01985: $01986: $019861987: $01988: $01989: $019891990: $01991: $01992: $019921993: $01994: $01995: $019951996: $01997: $01998: $019981999: $02000: $02001: $020012002: $868,4712003: $02004: $13,66720042005: $02006: $02007: $40,57620072008: $02009: $02010: $020102011: $02012: $02013: $020132014: $02015: $02016: $020162017: $02018: $0$868,471

Paid on claims by year of loss (building, contents and increased cost of compliance), Live Oak County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding23
Torrential rain15
Hurricane Allen3
Thunderstorms1

ZIP codes with the most claims

ZIP code (as reported)Claims
7802243
783837
780713
783682
783501

15 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $714,241, contents $213,800, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone061n/a
All homes4,787952.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.