Flood Claims Map

Texas

Flood insurance claims in Medina County, Texas

FEMA records 148 National Flood Insurance Program claims in Medina County, Texas, since 1980, with $3.7 million paid in total. The year with the most claims was 2002, with 33. As of 3 August 2026, 1.9% of homes here had an NFIP policy, and 16.6% of homes in the high-risk flood zone did.

NFIP claims on record148
Total paid$3.7 million
Claims with a payment101
Homes with NFIP policy1.9%
High-risk zone homes insured16.6%
Residential policies in force357

Claims by year of loss

1980: 119801981: 01982: 11983: 01984: 019841985: 01986: 11987: 11988: 119881989: 01990: 01991: 11992: 319921993: 01994: 11995: 01996: 019961997: 91998: 61999: 02000: 820002001: 22002: 332003: 22004: 820042005: 02006: 02007: 282008: 020082009: 02010: 152011: 02012: 120122013: 02014: 12015: 52016: 1020162017: 02018: 02019: 02020: 120202021: 52022: 02023: 02024: 020242025: 22026: 233

NFIP claims by year of loss, Medina County, Texas

1980: $019801981: $01982: $1611983: $01984: $019841985: $01986: $01987: $16,3771988: $019881989: $01990: $01991: $4,0941992: $20,02319921993: $01994: $4,9481995: $01996: $019961997: $147,1431998: $51,2081999: $02000: $54,58920002001: $6,6282002: $1.6 million2003: $7,0552004: $82,43620042005: $02006: $02007: $1.0 million2008: $020082009: $02010: $334,6362011: $02012: $020122013: $02014: $02015: $28,5512016: $165,12920162017: $02018: $02019: $02020: $020202021: $32,7522022: $02023: $02024: $020242025: $65,2522026: $6,795$1.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Medina County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Torrential rain27
Flooding19
Early summer severe storms8
Tropical Storm Erin7
Early summer storms4
Thunderstorms3
2026-07-Texas-Flooding2
Hurricane Hanna1

ZIP codes with the most claims

ZIP code (as reported)Claims
7800932
7886128
7803928
7885026
780169
780598
780665
785835
788843
780561

78 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.9 million, contents $720,246, increased cost of compliance $24,956.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,42223616.6%
All homes19,2193571.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.