Flood Claims Map

Texas

Flood insurance claims in Nacogdoches County, Texas

FEMA records 241 National Flood Insurance Program claims in Nacogdoches County, Texas, since 1979, with $4.1 million paid in total. The year with the most claims was 1979, with 70. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 19.0% of homes in the high-risk flood zone did.

NFIP claims on record241
Total paid$4.1 million
Claims with a payment189
Homes with NFIP policy0.6%
High-risk zone homes insured19.0%
Residential policies in force114

Claims by year of loss

1979: 7019791980: 01981: 01982: 41983: 319831984: 01985: 11986: 361987: 019871988: 01989: 11990: 21991: 1719911992: 01993: 01994: 91995: 1419951996: 01997: 231998: 01999: 719992000: 22001: 162002: 02003: 020032004: 12005: 12006: 12007: 020072008: 12009: 12010: 02011: 020112012: 12013: 12014: 02015: 620152016: 02017: 32018: 02019: 120192020: 02021: 02022: 02023: 1620232024: 370

NFIP claims by year of loss, Nacogdoches County, Texas

1979: $511,92619791980: $01981: $01982: $3,8791983: $1,05019831984: $01985: $01986: $238,1651987: $019871988: $01989: $4,2421990: $1,8151991: $57,17419911992: $01993: $01994: $26,0421995: $25,57419951996: $01997: $181,1761998: $01999: $25,98119992000: $48,0972001: $589,1622002: $02003: $020032004: $02005: $02006: $11,7712007: $020072008: $35,5062009: $02010: $02011: $020112012: $8,5062013: $02014: $02015: $43,90520152016: $02017: $7,0852018: $02019: $020192020: $02021: $02022: $02023: $2.0 million20232024: $316,453$2.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Nacogdoches County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding19
Tropical Storm Allison15
Hurricane Rita1
Early summer storms1
Hurricane Ike1
Hurricane Alicia1
Hurricane Harvey1

ZIP codes with the most claims

ZIP code (as reported)Claims
75961109
75965104
7596417
759633
770162
759441
775441
759461

102 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.7 million, contents $392,222, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3005719.0%
All homes20,4321140.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.