Flood Claims Map

Texas

Flood insurance claims in Newton County, Texas

FEMA records 552 National Flood Insurance Program claims in Newton County, Texas, since 1979, with $28.0 million paid in total. The year with the most claims was 2017, with 260. As of 3 August 2026, 4.5% of homes here had an NFIP policy, and 28.0% of homes in the high-risk flood zone did.

NFIP claims on record552
Total paid$28.0 million
Claims with a payment490
Homes with NFIP policy4.5%
High-risk zone homes insured28.0%
Residential policies in force268

Claims by year of loss

1979: 119791980: 31981: 01982: 101983: 319831984: 31985: 01986: 21987: 019871988: 01989: 281990: 11991: 1719911992: 11993: 01994: 11995: 019951996: 01997: 11998: 31999: 2119992000: 02001: 162002: 32003: 120032004: 02005: 22006: 172007: 020072008: 12009: 72010: 02011: 020112012: 02013: 02014: 12015: 120152016: 1072017: 2602018: 32019: 620192020: 32021: 22022: 02023: 020232024: 252025: 2260

NFIP claims by year of loss, Newton County, Texas

1979: $78119791980: $3,6241981: $01982: $47,2851983: $019831984: $19,1441985: $01986: $14,9851987: $019871988: $01989: $296,8491990: $7,1051991: $103,26119911992: $01993: $01994: $1,4261995: $019951996: $01997: $15,7041998: $69,3681999: $299,24919992000: $02001: $121,2632002: $35,3182003: $9,52720032004: $02005: $02006: $488,7232007: $020072008: $02009: $103,8542010: $02011: $020112012: $02013: $02014: $02015: $15,58020152016: $8.9 million2017: $15.8 million2018: $27,4942019: $17,82220192020: $02021: $46,0252022: $02023: $020232024: $1.4 million2025: $49,467$15.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Newton County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Harvey254
Late winter severe storms102
Flooding17
Tropical Storm Paul16
Tropical Storm Allison9
Tropical Storm Imelda4
Hurricane Rita2
Hurricane Laura1

ZIP codes with the most claims

ZIP code (as reported)Claims
77632223
77614108
7592853
7596647
7593239
7593335
7595630
776127
789322
759551

302 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $21.8 million, contents $5.9 million, increased cost of compliance $241,417.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone70719828.0%
All homes5,9902684.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.