Flood Claims Map

Texas

Flood insurance claims in Potter County, Texas

FEMA records 387 National Flood Insurance Program claims in Potter County, Texas, since 1978, with $5.4 million paid in total. The year with the most claims was 1988, with 122. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 24.2% of homes in the high-risk flood zone did.

NFIP claims on record387
Total paid$5.4 million
Claims with a payment284
Homes with NFIP policy0.4%
High-risk zone homes insured24.2%
Residential policies in force161

Claims by year of loss

1978: 519781979: 51980: 21981: 451982: 9519821983: 11984: 01985: 51986: 119861987: 21988: 1221989: 481990: 119901991: 41992: 21993: 01994: 1419941995: 11996: 11997: 21998: 219981999: 32000: 02001: 02002: 020022003: 02004: 02005: 02006: 120062007: 02008: 12009: 22010: 220102011: 02012: 32013: 12014: 120142015: 32016: 02017: 22018: 120182019: 12020: 02021: 02022: 020222023: 52024: 02025: 3122

NFIP claims by year of loss, Potter County, Texas

1978: $9,33519781979: $1,6851980: $01981: $407,2821982: $1.4 million19821983: $5301984: $01985: $01986: $019861987: $01988: $1.9 million1989: $110,2901990: $019901991: $2,5601992: $2,8681993: $01994: $92,27119941995: $01996: $01997: $4,9221998: $019981999: $125,3752000: $02001: $02002: $020022003: $02004: $02005: $02006: $9,44620062007: $02008: $02009: $1,0702010: $5,35120102011: $02012: $18,3602013: $02014: $020142015: $7,9852016: $02017: $9182018: $2,41620182019: $70,0002020: $02021: $02022: $020222023: $1.1 million2024: $02025: $109,563$1.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Potter County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding132
Hurricane Gilbert105
Hurricane Chantel1
Hurricane Alicia1
Early summer storms1
Fall severe storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
79109317
7910611
7910311
791249
791027
791016
791594
791074
791183
791083

143 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.1 million, contents $1.3 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone44710824.2%
All homes40,7391610.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.