Flood insurance claims in Randall County, Texas

FEMA records 328 National Flood Insurance Program claims in Randall County, Texas, since 1978, with $3.3 million paid in total. The year with the most claims was 1988, with 50. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 30.5% of homes in the high-risk flood zone did.

NFIP claims on record328

Total paid$3.3 million

Claims with a payment217

Homes with NFIP policy0.6%

High-risk zone homes insured30.5%

Residential policies in force304

Claims by year of loss

NFIP claims by year of loss, Randall County, Texas

Paid on claims by year of loss (building, contents and increased cost of compliance), Randall County, Texas

Named flood events with the most claims

Event (FEMA name)	Claims
Hurricane Gilbert	44
Flooding	35
Early summer storms	6
Hurricane Allen	1
Hurricane Jerry	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
79109	172
79015	71
79118	35
79110	30
79119	5
79121	4
79103	2
79120	2
79105	2
79114	1

98 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.7 million, contents $571,382, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	728	222	30.5%
All homes	50,688	304	0.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.