Flood Claims Map

Texas

Flood insurance claims in Real County, Texas

FEMA records 60 National Flood Insurance Program claims in Real County, Texas, since 1984, with $683,892 paid in total. The year with the most claims was 1998, with 19. As of 3 August 2026, 6.3% of homes here had an NFIP policy.

NFIP claims on record60
Total paid$683,892
Claims with a payment51
Homes with NFIP policy6.3%
High-risk zone homes insuredn/a
Residential policies in force125

Claims by year of loss

1984: 119841985: 01986: 01987: 11988: 019881989: 01990: 01991: 31992: 019921993: 01994: 01995: 01996: 119961997: 91998: 191999: 02000: 520002001: 12002: 102003: 02004: 520042005: 02006: 02007: 12008: 020082009: 02010: 02011: 02012: 020122013: 02014: 02015: 02016: 120162017: 02018: 02019: 02020: 020202021: 02022: 12023: 02024: 020242025: 12026: 119

NFIP claims by year of loss, Real County, Texas

1984: $1,18119841985: $01986: $01987: $8,7371988: $019881989: $01990: $01991: $21,5361992: $019921993: $01994: $01995: $01996: $68919961997: $77,4451998: $328,9761999: $02000: $45,81720002001: $6202002: $108,9422003: $02004: $46,86720042005: $02006: $02007: $02008: $020082009: $02010: $02011: $02012: $020122013: $02014: $02015: $02016: $5,86220162017: $02018: $02019: $02020: $020202021: $02022: $26,0392023: $02024: $020242025: $02026: $11,180$328,976

Paid on claims by year of loss (building, contents and increased cost of compliance), Real County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Torrential rain10
Flooding9
2026-07-Texas-Flooding1
Early summer severe storms1
2025 July Central TX Flooding1
Thunderstorms1

ZIP codes with the most claims

ZIP code (as reported)Claims
7887926
7887324
788334
780243

42 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $599,035, contents $84,857, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone086n/a
All homes1,9771256.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.