Flood Claims Map

Texas

Flood insurance claims in San Jacinto County, Texas

FEMA records 491 National Flood Insurance Program claims in San Jacinto County, Texas, since 1979, with $10.2 million paid in total. The year with the most claims was 1994, with 87. As of 3 August 2026, 2.3% of homes here had an NFIP policy, and 15.5% of homes in the high-risk flood zone did.

NFIP claims on record491
Total paid$10.2 million
Claims with a payment415
Homes with NFIP policy2.3%
High-risk zone homes insured15.5%
Residential policies in force379

Claims by year of loss

1979: 219791980: 01981: 01982: 01983: 519831984: 01985: 01986: 31987: 119871988: 01989: 81990: 631991: 3019911992: 361993: 41994: 871995: 319951996: 01997: 01998: 481999: 519992000: 22001: 112002: 52003: 120032004: 42005: 12006: 72007: 020072008: 72009: 02010: 02011: 020112012: 02013: 12014: 02015: 720152016: 122017: 782018: 22019: 1120192020: 12021: 32022: 02023: 120232024: 412025: 187

NFIP claims by year of loss, San Jacinto County, Texas

1979: $33419791980: $01981: $01982: $01983: $78,31919831984: $01985: $01986: $13,8011987: $1,16219871988: $01989: $88,3141990: $825,0421991: $189,49619911992: $212,4961993: $35,0151994: $1.6 million1995: $15,55819951996: $01997: $01998: $433,2871999: $50,09119992000: $2,0372001: $54,0822002: $4,1092003: $3,28120032004: $8,0102005: $02006: $22,5492007: $020072008: $13,4152009: $02010: $02011: $020112012: $02013: $02014: $02015: $47,59820152016: $482,4572017: $2.9 million2018: $17,7752019: $356,73420192020: $02021: $84,0322022: $02023: $020232024: $2.6 million2025: $6,974$2.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), San Jacinto County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding111
Hurricane Harvey77
Texas Spring Flooding31
Tropical Storm Allison12
Tropical Storm Imelda6
Spring severe storms5
Early summer severe storms5
Tropical Storm Paul5

ZIP codes with the most claims

ZIP code (as reported)Claims
77331291
77371112
7732841
7732713
7736413
773205
773512
773602
773402
773582

334 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.9 million, contents $2.3 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,64225415.5%
All homes16,6433792.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.