Flood Claims Map

Texas

Flood insurance claims in San Patricio County, Texas

FEMA records 1,981 National Flood Insurance Program claims in San Patricio County, Texas, since 1979, with $19.8 million paid in total. The year with the most claims was 2017, with 330. As of 3 August 2026, 9.0% of homes here had an NFIP policy, and 31.9% of homes in the high-risk flood zone did.

NFIP claims on record1,981
Total paid$19.8 million
Claims with a payment1,442
Homes with NFIP policy9.0%
High-risk zone homes insured31.9%
Residential policies in force2,174

Claims by year of loss

1979: 13319791980: 2151981: 1091982: 31983: 3619831984: 2411985: 2291986: 01987: 719871988: 81989: 11990: 11991: 2219911992: 211993: 141994: 21995: 1919951996: 21997: 181998: 341999: 2219992000: 132001: 142002: 1042003: 320032004: 232005: 12006: 162007: 1720072008: 112009: 42010: 512011: 220112012: 622013: 32014: 12015: 2920152016: 802017: 3302018: 192019: 420192020: 172021: 242022: 12023: 320232024: 92025: 02026: 3330

NFIP claims by year of loss, San Patricio County, Texas

1979: $568,92319791980: $893,1081981: $519,2071982: $19,0301983: $74,81519831984: $2.3 million1985: $1.1 million1986: $01987: $8,79919871988: $32,9451989: $11,3261990: $3951991: $183,49319911992: $186,3581993: $100,3791994: $41,0671995: $345,52019951996: $24,9751997: $104,1671998: $215,5771999: $211,45919992000: $243,3012001: $203,2542002: $1.3 million2003: $19,29020032004: $100,5022005: $94,7132006: $350,0082007: $41,08820072008: $182,4842009: $13,0352010: $671,8042011: $020112012: $1.1 million2013: $1,4942014: $2,5272015: $240,85220152016: $2.1 million2017: $5.1 million2018: $318,0212019: $62,73420192020: $178,9342021: $174,2442022: $13,4062023: $37,08720232024: $288,8162025: $02026: $28,242$5.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), San Patricio County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding417
Hurricane Harvey326
Hurricane Allen211
Heavy rains35
Hurricane Hanna12
Torrential rain12
Hurricane Ike11
Early summer storms8

ZIP codes with the most claims

ZIP code (as reported)Claims
78336602
78362468
78387427
78374203
7837086
7836859
7835949
7839018
783356
785394

909 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $15.2 million, contents $4.6 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,95194131.9%
All homes24,2632,1749.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.