Flood insurance claims in San Saba County, Texas

FEMA records 28 National Flood Insurance Program claims in San Saba County, Texas, since 1992, with $1.3 million paid in total. The year with the most claims was 2025, with 10. As of 3 August 2026, 3.7% of homes here had an NFIP policy.

NFIP claims on record28

Total paid$1.3 million

Claims with a payment23

Homes with NFIP policy3.7%

High-risk zone homes insuredn/a

Residential policies in force78

Claims by year of loss

NFIP claims by year of loss, San Saba County, Texas

Paid on claims by year of loss (building, contents and increased cost of compliance), San Saba County, Texas

Named flood events with the most claims

Event (FEMA name)	Claims
2025 July Central TX Flooding	10
Flooding	3
Late winter severe storms	1
Torrential rain	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
76877	28

23 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.1 million, contents $189,391, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	0	69	n/a
All homes	2,097	78	3.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.